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Launch app

Lending on LitVM

Supply USDC.
Borrow against
Litecoin.

Earn variable interest on USDC, or deposit native zkLTC as collateral to borrow USDC without selling it.

Launch app How it works
01 Supply & earn 02 Borrow USDC Powered by LitVM

The lending market

USDC lending.
Native zkLTC collateral.

Lenders supply USDC. Borrowers deposit zkLTC to secure USDC loans. Interest rates adjust with market utilization.

$ Supply USDC01 / EARN

Earn interest on USDC.

Deposit USDC into the lending market. Interest accrues at a variable rate. Withdraw when liquidity is available.

Asset
USDC
Interest rate
Variable
Withdrawals
Subject to liquidity
Start supplying Variable interest
Ł Borrow USDC02 / BORROW

Borrow against zkLTC.

Deposit native zkLTC as collateral and borrow USDC within your borrowing limit. Monitor your position to manage liquidation risk.

Collateral
Native zkLTC
Loan asset
USDC
Interest
On outstanding debt
Explore borrowing Native collateral

Supply rates vary and withdrawals depend on available liquidity. Borrowing carries liquidation risk. Understand the risks

Using Lithium

Supply or borrow
in three steps.

Connect a wallet on LitVM, choose an amount, and review the current market terms before approving your transaction.

Read the guide
  1. 01

    Connect your wallet

    Open Lithium and connect a wallet on the supported LitVM network.

  2. 02

    Supply your USDC

    Choose an amount, review the current rate, and approve your deposit.

  3. 03

    Earn variable interest

    Earn variable interest. Withdraw when market liquidity is available.

Start earning with USDC

Wallet access

Supply, borrow, and repay directly from your connected wallet. Each action requires your approval.

Native zkLTC collateral

Deposit native zkLTC directly as collateral. No additional token wrapper required.

Market and position data

View current rates, your borrowing limit, and position health in the app.

Learn more

Frequently asked questions

Read the documentation
What is Lithium?

Lithium is a non-custodial lending protocol on LitVM. You can supply USDC to earn variable interest, or deposit native zkLTC as collateral to borrow USDC. You approve each transaction from your own wallet.

How do I earn with USDC?

Supply USDC to the lending market. Your supplied balance earns a variable rate based on market utilization. You can withdraw when there is sufficient USDC liquidity. If you have outstanding USDC debt, a deposit repays that debt first.

Do I need to sell my Litecoin to borrow?

No. Deposit native zkLTC on LitVM as collateral, then borrow USDC within your borrowing limit. Depositing collateral does not automatically create a loan, and collateral does not earn interest. Keep some zkLTC in your wallet for network fees.

What should I know about the risks?

Interest rates change with market utilization, and withdrawals depend on liquidity. Borrowed USDC accrues interest. If your position crosses the liquidation threshold, you can lose collateral. Smart-contract, oracle, bridge, token, network, and governance risks also apply. Review the documentation and current market parameters before using Lithium.

How do I get started?

Open the app, connect a compatible wallet, and switch to the supported LitVM network. You will need USDC to supply, or native zkLTC to use as collateral, plus zkLTC for network fees. The app shows current rates and lets you review each action before signing.

Lithium on LitVM

Supply or borrow USDC.

Launch app

USDC lending. Native zkLTC collateral. LitVM.